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Tom Erickson

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GSE’s Announce New 97% LTV Loans

Posted by Tom Erickson on Dec 17, 2014 1:00:00 PM

Fannie Mae and Freddie Mac have both announced their versions of the new low down payment program as promised earlier by Mel Watt, director of FHFA, the conservator for both agencies.  There are many similarities and some differences in the respective Agency’s program.


Fannie Mae (Loans may be delivered on or after December 8, 2014)


FNMA offers two different options for its 97% Loans---their regular program and also one through the My Community Mortgage program.  The attributes that apply to both options are:

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