Amidst the COVID-19 crisis, the government entities decided to loosen some requirements on various policies. Below are links to website articles, bulletins and resources containing information regarding these policy changes:
Links to FHFA:
FHFA Mortgage Help for Homeowners Impacted by the Coronavirus
FHFA Announces New Mortgage Forbearance Guidelines
Links to FNMA:
FNMA Lender Letter LL-2020-03 Impact of COVID-19 on Originations
FNMA Lender Letter LL-2020-04 Impact of COVID-19 on Appraisals
FNMA Lender Letter LL-2020-05 Payment Deferrals
Links to FHLMC:
FHLMC Relief for Borrowers Impacted by COVID-19
FHLMC Bulletin 2020-4 Temporary Servicing Requirements Related to COVID-19
FHLMC Bulletin 2020-5 Selling Guidance Related to COVID-19
FHLMC Bulletin 2020-6 Payment Deferral
FHLMC Bulletin 2020-7 Servicing Requirements and Relief Related to COVID-19
Links to GNMA:
GNMA Memo 20-01 Temporary Use of Digital Signatures on form HUD 11711A and HUD 11711B
Links to HUD:
HUD Mortgagee Letter 2020-04 Foreclosure and Eviction Moratorium in Connection to COVID-19
HUD Mortgagee Letter 2020-05 Verification of Employment and Desk-Top Appraisals
Links to FHA:
HUD FHA Bulletin 20-20 Continuation of Business Operations Related to COVID-19
HUD FHA Bulletin 20-21 FHA Suspends Foreclosures and Evictions Amid COVID-19
HUD FHA Bulletin 20-22 Policy Changes to Employment Verification and Appraisal Inspections
Links to USDA:
USDA Rural Development Now in Enterprise-Wide Remote Operational Status
Links to VA:
VA Circular 26-20-7 Special Relief for those Potentially Impacted by COVID-19
VA Circular 26-20-8 Foreclosure Moratorium for Borrowers Affected by COVID-19
VA Circular 26-20-10 Lender Guidance for Borrowers Affected by COVID-19