--- title: CFPB's 2015 Agenda description: We took a look at the CFPB's agenda for 2015 and the different aspects that may affect online lenders throughout the year. image: https://www.mortech.com/hubfs/2015_redesign/blog_images/blogThumbs/lori_6-3-15.jpg --- [![Get my demo](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/25649/1c6fbee1-0d0c-4238-8485-13c8e3f73157.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/25649/1c6fbee1-0d0c-4238-8485-13c8e3f73157) [![mortech](https://www.mortech.com/hubfs/2015_redesign/mortech_logos/mortech_logo_white.png) ![mortech](https://www.mortech.com/hubfs/2015_redesign/mortech_logos/rings_logo_white.png) ](https://www.mortech.com/) # Mortech Blog # 855.298.9327 # CFPB's 2015 Agenda Posted by [Lori Christenson](https://www.mortech.com/mortechblog/author/lori-christenson) on Jun 3, 2015 12:20:00 PM - [Tweet](https://twitter.com/share) ![Lori Christenson CFPB'S 2015 Agenda](https://www.mortech.com/hubfs/2015_redesign/blog_images/blogThumbs/lori_6-3-15.jpg "Lori Christenson CFPB'S 2015 Agenda")As a part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions, the Consumer Financial Protection Bureau (CFPB) is required to publish a semi-annual [update ](http://www.consumerfinance.gov/blog/spring-2015-rulemaking-agenda/)of their rulemaking agenda.  Below are the major initiatives that will be addressed this year in the mortgage industry: - Updates to the Home Mortgage Disclosure Act (HMDA) are in process of being finalized.  The final rule is due out towards the end of summer. - The Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) is still on course for an August 1, 2015 implementation date. - Clarification and amendments will be released as warranted for the mortgage reforms issued in January of 2013. - A proposal for lenders who operate predominantly in “rural or underserved” areas is expected to be final in the fall of 2015. Many of the rules are being updated to align with existing standards which will assist in the enforcement and implementation of these rules.  The next update is due out in the fall.   We look at industry happenings and updates every week.   ### News & Events Get the latest Mortech product announcements, company updates, and mortgage news delivered to your inbox. ### Subscribe to email updates ### Recent Posts ### Posts by Topic - [Compliance (2)](https://www.mortech.com/mortechblog/topic/compliance) - [Mortgage Compliance (2)](https://www.mortech.com/mortechblog/topic/mortgage-compliance) - [Mortgage Technology Top 50 Service Provider (1)](https://www.mortech.com/mortechblog/topic/mortgage-technology-top-50-service-provider) - [mortgage hedging (1)](https://www.mortech.com/mortechblog/topic/mortgage-hedging) ### Demo [Products](https://www.mortech.com/solutions) [Mortgage Pricing Engine](https://www.mortech.com/mortgage-pricing-engine) [Predictive Analytics](https://www.mortech.com/customer-retention-with-mortech-protection) [Mortgage APIs](https://www.mortech.com/mortgage-apis) [Online Rate Quoting](https://www.mortech.com/online-automated-rate-quoting) [Secondary Marketing](https://www.mortech.com/secondary-marketing) [About Us](https://www.mortech.com/about-us) [Partners](https://www.mortech.com/partners) [Investors](https://www.mortech.com/investors) [Contact Us](https://www.mortech.com/about-us/contact-us) [Testimonials](https://www.mortech.com/testimonials) [News & Events](https://www.mortech.com/mortechnews) [Blog](https://www.mortech.com/mortechblog) [Conference Calendar](https://www.mortech.com/conference-calendar) Follow Us Contact Us [855.298.9327](tel:855.298.9327) [sales@mortech.com](mailto:sales@mortech.com) [support@mortech.com](mailto:support@mortech.com) [Terms of Use](https://www.zillowgroup.com/terms-of-use-privacy-policy/)    |     © 2026 Mortech, a Zillow Group business, All Rights Reserved